DORA Compliance Pentesting - Autonomous, Fast, Audit-Ready

Meet DORA Article 24 penetration testing requirements with autonomous security testing. Evidence-based reports delivered in 24 hours - no waiting weeks for manual testers.

DORA Article 24 · Annual ICT Testing · EU Financial Compliance · 24h Reports

What Is DORA and Why Does It Require Pentesting?

DORA Article 24: Annual ICT Testing

The Digital Operational Resilience Act (DORA) mandates that EU financial entities conduct regular penetration testing of critical ICT systems at least annually. This includes testing for vulnerabilities, weaknesses, and gaps that could be exploited by threat actors.

Articles 26-27: Threat-Led Pentesting (TLPT)

Significant financial entities must additionally perform threat-led penetration testing (TLPT) at least every three years. TLPT is a distinct, advanced testing regime involving red team exercises, threat intelligence, and testing on live production systems. Note: SQUR supports Article 24 annual testing, not TLPT. TLPT typically requires specialized red team providers.

Enforcement Is Live Since January 2025

DORA entered into force in January 2025. Financial entities must demonstrate compliance now. Supervisory authorities including BaFin, FCA, and others are actively monitoring. Non-compliance risks supervisory action and penalties.

Who Must Comply with DORA Pentesting Requirements?

Banks & Credit Institutions

All EU-licensed banks and credit institutions must conduct annual penetration testing under DORA Article 24. Significant institutions must also perform TLPT every three years under Articles 26-27 (separate from SQUR's scope).

Payment & E-Money Institutions

Payment service providers, electronic money institutions, and payment processors authorized in the EU fall under DORA's testing obligations.

Insurance & Investment Firms

Insurance companies, reinsurers, investment firms, and fund managers must demonstrate digital operational resilience through regular security testing.

Fintechs & ICT Third-Party Providers

Fintech startups operating under EU financial regulation and critical ICT providers serving financial entities must also meet DORA's testing standards.

How SQUR Supports Your DORA Compliance

Autonomous web application and API pentesting designed for the requirements of European financial regulation.

24-Hour Pentest Reports

Traditional pentests take 3-6 weeks to schedule and execute. SQUR delivers comprehensive web application and API pentest reports in 24 hours. Test more frequently, respond to audit requests faster, and close compliance gaps quickly.

Evidence-Based Findings for Auditors

Every finding includes exploitation evidence (HTTP requests/responses, screenshots), CVSS severity ratings, timestamps, business impact assessment, and step-by-step remediation guidance. Designed for auditor review.

Dual-AI Verification

SQUR's dual-AI validation system independently verifies every finding to minimize false positives. Your team focuses on real vulnerabilities, not chasing phantom issues.

Affordable for SME Financial Entities

DORA applies equally to large banks and small fintechs. SQUR starts at €2,000 per pentest - making regular compliance testing accessible even for early-stage financial institutions.

Free Retesting After Remediation

After your team fixes vulnerabilities, retest at no extra cost to verify remediation. Produce the documented evidence trail that DORA compliance reviews require.

Continuous Testing Capability

DORA Article 24 requires testing of critical ICT systems at least annually. With SQUR covering your web applications and APIs - typically the largest external attack surface - you can test quarterly or even monthly, exceeding the baseline and demonstrating proactive resilience.

DORA Pentesting: Traditional vs. SQUR

€2K
SQUR starting price
vs. €10-50K traditional
24h
Time to report
vs. 3-6 weeks traditional
87.5%
CTF benchmark score
Exceeding top human pentesters
Free
Retesting included
Verify remediation at no cost

DORA Resources & Related Content

Autonomous Pentesting for Fintech Compliance

How autonomous pentesting supports fintech compliance requirements including DORA, BaFin oversight, and ISO 27001.

Autonomous Pentesting for Fintech

Industry-specific pentesting for fintech companies, covering API security, payment endpoints, and regulatory compliance.

Choosing the Right Pentesting Approach

From traditional to fully autonomous: understand the spectrum of pentesting approaches and find the right fit for your compliance needs.

SQUR Trust Center

Learn about SQUR's approach to safety, data protection, and how we ensure responsible autonomous security testing.

DORA Pentesting: Frequently Asked Questions

DORA requires two levels of security testing. Article 24 mandates annual testing of ICT systems including penetration testing. Articles 26-27 require advanced threat-led penetration testing (TLPT) at least every three years for significant financial entities - TLPT has specific requirements (red team, threat intelligence, live production) that go beyond standard pentesting. SQUR's autonomous pentesting supports the Article 24 annual testing requirement with evidence-based reports delivered in 24 hours. SQUR does not provide TLPT services.

Yes. Since January 2025, DORA requires financial entities operating in the EU to conduct regular penetration testing of their critical ICT systems. This applies to banks, insurance companies, investment firms, payment institutions, and their critical ICT third-party providers. Non-compliance can result in supervisory action and penalties.

Threat-Led Penetration Testing (TLPT), defined in DORA Articles 26-27, is an advanced form of pentesting that simulates real-world attack scenarios based on current threat intelligence. It involves red team exercises targeting critical functions on live production systems. TLPT is required at least every three years for significant financial entities. Important: TLPT has specific requirements (threat intelligence providers, red team testers, live production targeting) that go beyond standard penetration testing. SQUR supports DORA Article 24 annual testing, not TLPT.

SQUR provides autonomous web application and API penetration testing that supports DORA Article 24 requirements. Our platform delivers comprehensive, evidence-based pentest reports within 24 hours, covering OWASP Top 10, business logic flaws, authentication bypass, and API vulnerabilities. Reports include severity ratings, timestamps, exploitation evidence, and remediation guidance designed for auditor review.

Traditional manual pentesting for DORA compliance typically costs between €10,000 and €50,000 per engagement, with wait times of 3-6 weeks. SQUR's autonomous pentesting starts at €2,000, delivers results in 24 hours, and includes free retesting after remediation.

DORA applies to a wide range of financial entities in the EU: banks, credit institutions, investment firms, insurance and reinsurance undertakings, payment institutions, electronic money institutions, crypto-asset service providers, central securities depositories, and critical ICT third-party service providers to these entities.

DORA requires penetration testing at least annually under Article 24. Significant financial entities must additionally perform threat-led penetration testing (TLPT) at least every three years under Articles 26-27 (TLPT is a separate, more advanced testing regime that SQUR does not provide). For Article 24 annual testing, SQUR's 24-hour turnaround and affordable pricing make quarterly or even monthly testing feasible.

Yes. DORA Article 24 requires testing that identifies vulnerabilities, weaknesses, and gaps in ICT systems. Autonomous pentesting tools like SQUR perform real exploitation attempts (not just scanning), validate findings with dual-AI verification, and produce evidence-based reports. This supports the Article 24 annual testing requirement.

A DORA-compliant pentest report should include: executive summary of findings, detailed vulnerability descriptions with severity ratings (CVSS), evidence of exploitation (screenshots, HTTP requests/responses), business impact assessment, remediation recommendations with priority levels, timestamps of all testing activities, scope definition, and methodology description. SQUR generates all of these automatically.

If your fintech operates under EU financial regulation (e.g., licensed by BaFin, FCA, or another EU authority), DORA likely applies. Even early-stage fintechs processing payments, managing investments, or handling financial data should assess their DORA obligations. SQUR provides affordable, fast pentesting that makes compliance accessible for fintechs of any size.

Start Your DORA Compliance Pentest Today

Get your first evidence-based pentest report in 24 hours. Starting at €2,000.